Assicurazione Auto: attenzione alle

Assicurazione Auto: attenzione alle polizze “limitate”
Vanno bene gli sconti sulle polizze auto, ma attenzione a non esagerare, spesso tanti sconti nascondono clausole che possono rivolgersi come un boomerang nei confronti di chi sottoscrive il contratto
Facciamo luce su una delle condizioni in cui, in tempi di crisi economica come non mai, è possibile imbattersi nel momento in cui si firmi una polizza RCA Auto, allettati, magari, dal risparmio nei confronti di quello che è un vero e proprio capitolo di spesa tutt’altro che indifferente; il costo della polizza auto.
Gli sconti che possono giungere anche fino al 20% considerano la possibilità di optare per una clausola riguardante la “guida limitata “; ma cosa realmente accade quando succede un sinistro e ci siamo dimenticati della clausola magari firmata anni prima al momento di sottoscrivere il contrattto?
Dipende da cosa abbiamo accettato, se, ad esempio, abbiamo sottoscritto una polizza “limitata “ nella forma a “ RCA Esperta”, ovvero abbiamo deciso con la compagnia di assicurazione che a guidare l’auto oltre noi sia una qualsiasi altra persona definita “esperta”, ovvero che abbia più di 26 anni d’età e la patente da almeno cinque anni, avremmo risparmiato il 10% sul costo della polizza, ma se alla guida a causare un sinistro v’era una persona con caratteristiche diverse da quelle indicate nel contratto, l’assicurazione paga i danni ma esercita la cosiddetta “rivalsa”, un famigerato strumento che nello specifico significa richiedere all’assicurato il rimborso di quei danni fino a 5.000 euro e non è certo una cosa da niente.
Se poi al momento della sottoscrizione avessimo voluto risparmiare di più, fino al 20%, nel caso avessimo disposto con l’assicurazione la RCA Esclusiva, ovvero che a guidare dobbiamo essere soltanto noi, laddove a guidare fosse una persona diversa che causa un incidente la rivalsa sarà sempre di 5.000 euro con le caratteristiche di cui sopra.

A questo punto una riflessione, val la pena di rischiare di dimenticare ciò che si è firmato allettati da uno sconto e pagare, domani, chissà, un prezzo tanto elevato?

Results (English) 1:

Car insurance: attention to policies that are "limited"Discounts on auto policies are fine, but be careful not to overdo it, often many discounts hiding clauses which may turn like a boomerang against anyone who subscribes to the contractShining a light on one of the conditions under which, in times of economic crisis like never before, you can come when you sign a RCA car insurance, enticed, perhaps, by savings in respect of what is a real chapter of expenditure that is anything but indifferent; the cost of car insurance.Discounts that can reach up to 20% consider the possibility of opting for a clause regarding "limited help"; But what really happens when I do a left and we forgot the clause maybe signed years earlier at the time of subscribing to your contract from?It depends on what we accepted, for example, we signed a Bill "limited" in form to "Expert", RCA decided with the insurance company that drive your car over us is any other person defined as an "expert" — which has more than 26 years of age and driving licence for at least five years, it would save the 10% on the cost of the policy But if driving to cause an accident there was a person with characteristics other than those specified in the contract, the insurance company pays damages but holding the so-called "revenge", a notorious instrument that specifically means prompt the insured the reimbursement of those damages up to 5000 euros and is hardly nothing.If at the time of signing we wanted to save more, up to 20%, in case we placed with insurance RCA Exclusive, which means to lead us where we need to be only driving it were someone other than causing an accident the revenge will be 5000 euros with the above characteristics. At this point a reflection, it's worth risking to forget what has been signed allured by a discount and pay, tomorrow, who knows, a price so high?

Results (English) 2:

Auto insurance: attention to the policies "restricted"
They are good discounts on auto insurance premiums, but be careful not to overdo it, often many discounts hide clauses that can turn like a boomerang against the person signing the contract
Shedding light on one of the conditions in which, in tough economic times more than ever, you can come when you sign a RCA Auto insurance, enticed, perhaps, from savings against what is a real item of expense far from indifferent; the cost of car insurance.
The discounts that can reach even up to 20% are considering the possibility of opting for a clause concerning the "limited guidance"; but what really happens when it happens an accident, and we forgot the clause maybe signed years earlier when endorsing the contrattto?
It depends on what we have agreed, if, for example, we signed a "limited slip" in shape "RCA Expert" , that we decided with the insurance company to drive the car over us is any other person defined as an "expert", that it has more than 26 years of age and driver's license for at least five years, we would have saved 10% on the cost of the policy, but if driving to cause a left there was a person with characteristics different from those indicated in the contract, the insurance pays the damage but exercises the so-called "revenge", a notorious tool that specifically means require all 'ensured repayment of that damage up to 5,000 Euros, and is certainly not a small thing.
and if at the time of signing we wanted to save more, up to 20%, in case we have arranged with insurance RCA Exclusive or that we must be guided only us, if it were to lead to a different person who causes the accident compensation will always be 5,000 euro with the features mentioned above. at this point a reflection, it is worth the risk of forgetting what one is signed enticed by a discount and pay, tomorrow, who knows, such a high price?

Results (English) 3:

car insurance: attention to policies for "limited"good discounts on car insurance, but be careful not to overdo it, often many discounts are clauses which may contact a boomerang towards those who sign the contractwe shine a light on one of the conditions in which, in times of economic crisis, how ever, it is possible to encounter when they sign a bill rca car, tempted, maybe, from savings in relation to what is quite a chapter of expenditure far from indifferent; the cost of car insurance.discounts can be up to 20% consider the possibility of opting for a clause on "guide limited"; but what really happens when there"s a left and we forgot the clause maybe signed years before at the time of signing the contrattto?it depends on what we have agreed, if, for example, signed a bill "limited" in the form to "rca expert", that is, we have agreed with the insurance company to drive the car from us and any other person as "expert" that has more than 26 years of age, and the license at least five years, we would have saved 10% of the cost of the policy, but if the guide to cause a left there was a person whose characteristics are different from those specified in the contract, the insurance company pay for the damage, but has the so-called "reprise", a notorious instrument which specifically request the insured is the repayment of those damages to 5000 euro and, of course, is not a co you know nothing.if, then, at the time of signature we wanted to save more, up to 20%, in case we were prepared with insurance rca exclusive, that drive must be just us, and drive was a different person who causes an accident, the person will always be of 5000 euros with the characteristics mentioned above.at this point, a reflection, it"s worth the risk of forgetting that it is signed by a discount and tempted to pay tomorrow, who knows, a price so high?