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In General, in terms of allocation, there are two types of credit in the bank, namely credit consumption and business credit. Credit consumption intended for needs of the consumerist nature, such as buying a home, motor vehicles, etc. While the business loan is intended to help those who are working on pioneering efforts and those who wish to develop a business which already owned.Be careful not to abuse the funds obtained through credit. If you borrow money from banks to buy new machines, then do not use it for purposes other than that, especially for the needs of the consumer such as paying school children. Deviation of the use of such credit will be making you bother yourself.What if your needs are spur of the moment? There are some alternatives that you can be reached. First of all, consider pawn valuables than borrowing money from the bank. This earlier, especially if you've borrowed money by way of credits. Borrowing too much money to banks would cause problems at a later date. However, if you're truly desperate, then you can access to credit Without Collateral (KTA) as an alternative.
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