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oNhững the cause of restrictions: The policy of attracting customers and VIP customer service form has still not been implemented synchronously. Each Department, each officer is not aware off given the magnitude of this problem should in coordination was not uniform. The work of gathering market information, learn the needs of borrowers and loan customers, competitors are also more limited. The economic situation as incessant fluctuations currently is also a challenge for VIB District 11. The relentless interest rates increases aimed at retaining customers at the same time still have to calculate to the Bank with interest. Therefore, somewhat reducing the ability of the Bank's financing.
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