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You earn XXXXX month. You state that the cost of you proposed visit is 30,000 Baht and is to be borne by you. However , this is the cost of your airfare. You are staying in the UK for 10 days and appear not to have taken into account the costs of you maintenance and accommodation . You state that you have no friends in the UK and that you intend to stay in a hotel. I do not find it credible on this basis that your trip will cost 30,000 baht . You have submitted your bank document. The Krungsri Bank letter shows that you have 103,578 Baht on 28 January. However there are no transection details to show how you have accumulated these funds or how long they have been held, and I note that your salary is deposited into your Bangkok Bank account , not the Krungsri one. You have also provided a statement from the Government Housing Bank dated 27 Dec 2012 stating that you owe THB 1,633,655 to them as part of a mortgage, and that you make monthly payments of THB9,800 . Given the foregoing I am not satisfied on a balance of probabilities that you will be able to maintain and accommodate yourself without recourse to public funds or taking employment, or that you can meet the cost of the return journey as required by paragraph 41(VI) and (VII)
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