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In the year 2015, the macro economy was gradually stabilized and warm signs credit back. However, the wave of restructuring in the financial sector-banks continued strong, very large influence to the unit to provide services for the sector such as PCB. Besides the service of buying and selling, a voluntary merger between TCTD, some banks (NH) on an exclusive control or State Bank (SBV) acquisition price of 0 to ensure the stable for the whole industry. The change of the owner pulled by a series of changes in strategy and operations senior personnel of the TCTD led PCB met many problems, difficulties in the implementation of the project with the relevant TCTD
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