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Such as a commercial bank or mutual fund, etc. In this way, the Middle will accept deposits from savings deposit book issued financial instruments, or as evidence and to put those who want to use the funds by borrowing there is evidence. May is the loan agreement and the borrower must have a collateral loan it. This type of intermediary, especially commercial banks will be the main income comes from interest on loans and the main charge came from the interest has come from the margin, or the difference between lending and deposit rates, called the Interest Spread.
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