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3. Buy things you don't need (because of the discount, etc.)Merchant-merchant or shopping malls often give "promo discount 50 percent" or "Buy 1 get 1 free" If the transaction using a credit card, which causes the goods has to buy. Whereas, if examined more stuff that's not necessarily we need or can say buying simply because there are promos. In the end, we have to spend more money to buy things that are not necessarily its use.
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