A list of 59 financial ratios was d

A list of 59 financial ratios was drawn from the financial literature, textbooks, and
published industry data for this study. The study set three objectives: (1) the significance
of each ratio, in the opinion of commercial loan officers, (2) how frequently each ratio
is included in loan agreements, and (3) what a specific financial ratio primarily measures,
in the opinion of commercial loan officers. For the primary measure, the choices
were liquidity, long-term debt-paying ability, profitability, or other. Exhibit 11-1 lists
the ratios included in this study.

Results (Indonesian) 2:

Daftar 59 rasio keuangan yang diambil dari literatur keuangan, buku teks, dan
data industri diterbitkan untuk penelitian ini. Penelitian ini menetapkan tiga tujuan: (1) signifikansi
dari masing-masing rasio, menurut pendapat petugas pinjaman komersial, (2) seberapa sering setiap rasio
termasuk dalam perjanjian pinjaman, dan (3) apa yang spesifik keuangan rasio terutama langkah-langkah,
di pendapat petugas pinjaman komersial. Untuk ukuran utama, pilihan
yang likuiditas, utang gaji jangka panjang kemampuan, profitabilitas, atau lainnya. Pameran 11-1 daftar
rasio dimasukkan dalam penelitian ini.