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b. about reserve: From the middle of 2007, inflation tends to rise sharply, the STATE BANK has rapidly increased the rate of MANDATORY RESERVES fold 1.5-2 times (from June 2007) to attract money back. REQUIRED RESERVE rate applied to the deposit USD term under 12 months increased from 5% to 10%; (except NH agriculture and rural development of Vietnam Joint stock commercial BANK, the countryside, the Central People's Credit Fund). The REQUIRED RESERVE ratio for foreign currency deposits below 12 months term increased from 8% to 10%. The REQUIRED RESERVE ratio for USD deposits and foreign currency term from 12 months to 24 months under increased from 2% to 4%.
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