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5. the significance of the increase in capital lettersOver the years, the Vietnam commercial bank system has flourished both in the scale and quality of works, contributed to the cause of industrial modernisation, turned the country. Song, as well as other economic entities, the banks also are standing in front of the opportunities and challenges of the process of integration. The reality of the Vietnam commercial bank showed their competitiveness when entering the international economic integration is still a lot of shortcomings. Prominent and important expression of own capital of commercial banks were small and the irrational structure compared to other banks in the region and the world. As we all know, the operations of commercial banks activity contains many risks, because it combined all the customer's risk, and the risks of banking operations could cause massive effect on the economy than any risk of any kind of business because of the nature of spread may be rocked the entire system Economics. Therefore, in the course of operating the commercial banks are often wary, research, analyze, evaluate, forecast and the remote precautions are effective. In addition, this also requires banks to self-assessment was able to endure its risks. In fact, the Bank has several measures to bảovệ financial status such as: improving the quality of management, diversification of the sources of capital and portfolio, deposit insurance and raise equity. When all methods of preventing risks is no longer effective, the Bank's equity will be the final measure, the equity make up for losses stemming from loans and investments, inefficiencies from the weak, help the banks can keep operating until the problem is resolved. Only when the loss of major banks to the extent of all measures including equity were unable to fix the float it will be forced to close down. equity is the prop at a loss in the end. So, to fend off the increasing risks posed from many sources kác another, banks need more capital than the giừ grip. When the bank capital increase will make the financial capacity of the banks increases, the risk of the customer and the Bank's own in the course of business activities is guaranteed. Capital increase of self has also helped the Bank's capital increase, meet the requirements of the Government's lỷ management and control issues that SME banking is becoming more closely in response to the request of the country's economy. Besides, the capital increase has contributed to the scale of the banks increased, helping the Bank develop more new business and increase the competitiveness of banks than foreign banks. As such, increased financial capacity through capital increase which means very important in banking operations
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