Business-DarlehenEin Business-Darle

Business-Darlehen

Ein Business-Darlehen geht durch eine versicherungstechnische Prozess, der dauern kann ein paar Wochen bevor Sie benachrichtigt werden, wenn Sie genehmigt oder abgelehnt werden. Je nach Größe des Darlehens benötigen die Finanzierung Bank bestimmte Unterlagen wie persönlichen Steuererklärungen, Geschäft Renditen und die Jahresrechnung. Die underwriting-Prozesses bestimmt, ob das Unternehmen oder Unternehmer hat eine gute Bonität und die Fähigkeit, das Darlehen zurückzuzahlen, die eine persönliche Bürgschaft von der Eigentümer mit sich bringt. In der Regel wird eine Bestimmung, die das Geschäft keine neue Schulden während der Laufzeit des Darlehens eröffnen kann.

Rückzahlungsbedingungen

Ein Business-Darlehen haben in der Regel eine Reife oder Auszahlung Frist von 3 bis 10 Jahren und die Zinssätze sind in der Regel behoben. Die Zahlungen können jedoch über einen längeren Zeitraum hinweg die Zahlungen günstiger abgeschrieben werden. In diesem Fall wird das Darlehen haben eine Balloonzahlung fällig bei Fälligkeit, so dass der Inhaber des Unternehmens sicherstellen, dass dieses Gleichgewicht haben sie einen Plan zur Auszahlung am Ende der Laufzeit oder sie müssen eine Erneuerung oder Verlängerung anfordern möchten.

Sicherheiten

Abhängig von der Größe des Darlehens kann die Bank Sicherheiten verlangen, in Form von Eigentum oder Vermögen sein kann. Dazu zählen Immobilien, wenn sie die Eigenschaft, Betriebsvermögen besitzen und in einigen Fällen Forderungen.

Es gibt ausdrückliche Art Darlehen mit Darlehenssummen bis zu $50.000. Diese basieren in der Regel an den Eigentümer Kredit- und persönliche Garantie und erfordern keine Sicherheiten. Da es ungesicherte, Preise sind in der Regel höher und können in Form von einem Kleinkredit oder einen befristeten Kredit kommen. Die Verarbeitung dieser Art von Darlehen kann in der Regel innerhalb von drei bis fünf Tagen erfolgen.

Kaufmann Barvorschüsse

Ein Händler Barkredit viel schneller verarbeitet werden kann und möglicherweise bequemer je nach Bedarf für die Fonds. Da diese Art von Darlehen Kreditkarte Volumen zugrunde liegen, muss der Eigentümer einen Händler-Konto für Kreditkartentransaktionen. In der Regel eine Genehmigung innerhalb von 24 Stunden durchgeführt werden kann und da die Dokumentation beschränkt, kann innerhalb von 72 Stunden finanzieren. In einigen Fällen wird eine Unternehmer einen Händler Barkredit als einen Überbrückungskredit verwenden, während sie in den Prozess der eine Geschäftsanwendung Darlehen sind.

Rückzahlungsbedingungen

Ein Händler Barkredit ist eine kurzfristige Lösung für Mittel für geschäftliche Zwecke wie Inventar, Ausbau, Upgrades oder temporäre Cashflow. Die Rückzahlungsbedingungen basieren auf einem Faktor Rate abhängig von der Laufzeit des Darlehens. Dieses Darlehen wird auch eine Balloonzahlung haben, so der Eigentümer wollen einen Plan zur Auszahlung der Anmerkung haben oder muss das Darlehen zu erneuern.

Sicherheiten

Diese Art von Darlehen stützen ihre Zustimmung auf das monatliche Volumen tut der Eigentümer in monatlichen Kreditkarten-Transaktion. Die Sicherheiten ist grundsätzlich der Eigentümer zustimmen, zukünftige Kreditkartenumsätze für die Rückzahlung des Darlehens zu verwenden. Dokumentation ist begrenzt, so dass diese Art der Finanzierung schneller als eine traditionelle Business-Darlehen finanzieren kann. In der Regel gibt es keine persönlichen garantieren und hat keinen Einfluss auf das Geschäft Inhaber Personalkredit.

Results (English) 1:

Business loanA business loan goes through a technical process that can take a couple of weeks before you will be notified if you are approved or rejected. Depending on the size of the loan, certain documents such as personal tax returns, business need the financing bank returns and the financial statements. Underwriting process determines, whether the company or entrepreneur has a good credit history and ability to repay the loan, a personal guarantee from the owner with it brings. There is usually a provision that no new debt can open the business during the term of the loan.Repayment termsA business loan have normally a maturity or payout period from 3 to 10 years and the interest rates are usually fixed. The payments can be written off but the payments cheaper over a period of time. In this case, the loan will have a balloon payment due at maturity, so that the owner of the company ensure that this balance have they a plan for payment at the end of term or they must a renewal or extension would like to order.CollateralDepending on the size of the loan can the Bank require collateral, can be in the form of property or assets. These include real estate, if you own the property, business assets and in some cases claims.There are explicit type loans with loan amounts up to $50,000. These are usually to the owners personal guarantee and credit - based and require no collateral. There's unsecured, prices are generally higher and can come in the form of a micro-credit or a fixed-term loan. This type of loan can be processed usually within three to five days.Merchant bar advancesA merchant cash advance can be processed much faster and possibly more convenient depending on the need for the funds. Because this type of loan credit card volume underlie, the owner has a merchant account for credit card transactions. Usually a permit can be performed 24 hours and finance since the documentation is limited, can 72 hours. In some cases a contractor will use cash advance a dealer as a bridging loan, while they are in the process of a business application loan.Repayment termsA merchant cash advance is a short-term solution for funds for business purposes such as inventory, expansion, upgrades, or temporary cash flow. The repayment terms are based on a factor depending on rate of the life of the loan. This loan will have also a balloon payment, so the owners want to have a plan for the payment of the note, or need to renew the loan.CollateralThis type of loan based on their consent the owner in monthly credit card transaction does the monthly volume. The collateral is basically the owner agree to use future credit card sales for the repayment of the loan. Documentation is limited, so that this type of funding can faster than a traditional business loan fund. Usually, there are no personal guarantee and has no influence on the business owner personal loan.

Results (English) 2:

Business Loans

A business loan goes through an underwriting process that can take a few weeks before you will be notified when you approved or rejected. Depending on the size of the loan required to finance Bank certain documents such as personal tax returns, business returns and financial statements. The underwriting process determines whether the company or entrepreneur has a good credit history and ability to repay the loan that brings a personal guarantee of the business owner with it. As a rule, a provision which may not post new debt during the term of the loan business.

Repayment terms

A business loans usually have a maturity or payout period of 3 to 10 years and the interest rates are usually fixed. However, the payments can be written off payments effective over a longer period of time. In this case, the loan will have a balloon payment due at maturity, so that the owner of this company to make sure that this balance they have a plan for payment at the end of the term or they have to request a renewal or extension.

Collateral

Depending on the size of loan the bank may require collateral, may be in the form of property or assets. These include real estate, if they own the property, business assets and in some cases demands.

There are explicit type loans with loan amounts up to $ 50,000. These are generally based on the owners credit and personal guarantee and require no collateral. As unsecured, prices are generally higher and can come in the form of a small loan or a term loan. The processing of this type of loan can be done usually within three to five days.

Merchant cash advances

A merchant cash advance can be processed much faster and can be more convenient, as required for the Fund. Since this type of loan credit card volume is based, the owner must have a merchant account for credit card transactions. Usually a permit within 24 hours can be carried out and because the documentation is limited, may finance within 72 hours. In some instances, a contractor will use a merchant cash advance as a bridging loan while they are in the process of a business loan application.

Repayment terms

A merchant cash advance is a short term solution for funding for business purposes such as inventory, expansion, upgrades or temporary cash flow. The repayment terms are based on a factor rate depending on the term of the loan. This loan will also have a balloon payment, the owner wants or needs to renew the loan. A plan for the payment of the note

collateral

This type of loan base their approval on the monthly volume does the owner in monthly credit card transaction. The collateral is basically agree with the owners to use future credit card transactions for the repayment of the loan. Documentation is limited, so this type of financing can fund faster than a traditional business loan. Usually there is no personal guarantee and does not affect the business owners personal credit.

Results (English) 3:

business loansa business loan is a technical process that can last a couple of weeks before you will be notified if they are approved or rejected. depending on the size of the loan, the financing bank need certain documents, such as personal tax returns, business returns and accounts. the underwriting process determines whether the company or enterprise has a good credit standing and the ability to repay the loan with interest, a personal guarantee from the owner brings with it. in general, a provision that the business is not a new debt during the term of the loan can open.repayment termsa business loans generally have a maturity or payment period of 3 to 10 years, and the interest rates are usually fixed. however, the payments over a longer period, payments cheaper written off. in this case, the loans have a balloonzahlung due at maturity, so that the owner of the company and ensure that this balance you have a plan for payment at the end of the period, or you have to ask for a renewal or extension.collateraldepending on the size of the loan, the bank can require collateral in the form of property or assets can be. these include real estate, if the property, assets, and have in some cases demands.there are express way darlehenssummen loans up to $50000. this is generally based on the owner"s credit and personal guarantee and require no collateral. since it is unsecured, prices are generally higher, and in the form of a small loans by or a temporary credit. the processing of this type of loan is usually within three to five days.merchant barvorschüssea merchant cash credit can be processed much faster and potentially more convenient depending on the need for the funds. since this type of loan credit card volume is based on the owner of a merchant account for credit card transactions. in general, an approval within 24 hours can be carried out and that the documentation is limited within 72 hours, can finance. in some cases, an entrepreneur, a dealer cash credit as a bridging loan use, while in the process of a geschäftsanwendung loans.repayment termsa merchant cash credit is a short-term solution for money for business purposes such as inventory, expansion, upgrades or temporary cash flow. the repayment terms are based on a factor of rate dependent on the duration of the loan. this loan is also a balloonzahlung, so the owners want a plan to pay the note or to renew the loan.collateralthese types of loans based on their agreement, the monthly volume is the owner in monthly credit card transaction. the collateral in the future kreditkartenumsätze owners agree, for the repayment of the loan to use. documentation is limited, so that this kind of financing is faster than a traditional business loan financing. in general, there is no personal guarantee, and has no influence on the business owner personalkredit.